Funerals Can Be Fun

In April a garbage truck malfunctioned, and sprayed hydraulic fluid all over the front and side of my house. They were unable to clean it, which means I need new siding, gutters, windows, and light fixtures. The company who owns the garbage truck is having their insurance take care of it, and it has been a huge pain in my ass. The adjuster came, and gave me the estimate; turns out they will only cover actual cash value. Actual cash value is the cost of the materials and labor adjusted for depreciation. My siding is from 2013, so I am … Continue reading